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Privacy Policy Effective Date: June 1, 2025 Last Updated: July 1, 2025 CSL SOLUTIONS LLC (“Company,” “we,” “our,” or “us”) is committed to protecting your personal information. This Privacy Policy outlines how we collect, use, share, and secure your personal data in compliance with the General Data Protection Regulation (GDPR) and the California Consumer Privacy Act (CCPA/CPRA). 1. Scope of This Policy This policy governs your use of our online platform and services. It includes:
Data collection and use
Cookie and tracking technologies
Consent management
Terms of service principles
Legal compliance and your rights
By accessing or using our services, you consent to the practices outlined below. 2. Data We Collect We collect the following types of data: Personal Information:Full name, email, phone number
Address, date of birth, SSN, and government IDs
Employment and financial data
Credit history and funding eligibility data
Automatically Collected Data:IP address, browser type, device ID, OS
Website usage and interaction logs
Location data (when consented)
Sensitive Data: Only collected with explicit consent, e.g., biometric verification, financial statements, or protected classifications. 3. How We Use Your Information We use your data strictly for legitimate purposes:To provide, evaluate, and process funding services
To verify your identity and assess risk
To fulfill legal obligations (e.g., AML, KYC)
To improve and personalize the user experience
To communicate service updates (you may opt out of marketing at any time)
4. Legal Bases for Processing (GDPR Art. 6) We only process your personal data under lawful grounds:Consent
Contractual necessity
Legal obligation
Legitimate interest, e.g., fraud detection
5. Your Rights You may have the following rights under GDPR and CCPA/CPRA:Access and data portability
Rectification or erasure
Restriction or objection to processing
Withdraw consent at any time
Non-discrimination (CCPA)
Do not sell or share my data (CCPA opt-out)
📧 Request form 📞 Toll-free: 800-360-9645 6. Data Sharing and Disclosure We do not sell your personal information. We share data only with:Identity verification providers
Payment and financial service partners
Regulatory authorities (when required)
Cloud infrastructure and analytics partners (under contract)
All vendors must sign Data Processing Agreements (DPAs) and comply with GDPR/CCPA standards. 7. International Transfers If data is transferred outside your country, we use:EU Standard Contractual Clauses (SCCs)
Approved adequacy mechanisms
Robust encryption and access control policies
8. Data Security and Retention Security Measures:AES-256 encryption (data at rest and in transit)
MFA and strict access controls
Real-time monitoring and audits
Retention Periods: We keep personal data only as long as:Necessary to fulfill services
Required by law (e.g., tax, AML)
Reasonable for dispute resolution
Afterward, data is securely deleted or anonymized. 9. Cookie Policy We use cookies and tracking technologies to improve your experience. Types of Cookies: Type Purpose Example Essential Required for site functionality Login sessions, CSRF tokens Performance Track user behavior anonymously Google Analytics Functional Remember preferences/settings Language or region settings Marketing Personalize ads and content (with consent) Facebook Pixel, Google Ads You can control cookies via our [Cookie Settings Panel] or in your browser. 10. Consent Management Solution (CMS) We use a Consent Management Platform (CMP) that:Shows a consent banner on first visit
Records user preferences in line with GDPR and CCPA
Allows granular control over cookies and data sharing
Provides access logs and audit trails for legal compliance
Your preferences are stored securely for [12 months], after which we’ll ask for consent again. 🛡️ Powered by: [Name of CMP Provider if applicable] 11. Terms of Service (Summary) By using our site and services, you agree to:Provide accurate and lawful information
Use services only for legal purposes
Accept our decisions on funding eligibility (based on disclosed criteria)
Not attempt to reverse-engineer, exploit, or misuse our platform
Our full Terms of Service are available here: 📄 [Insert Link to Terms of Service] Violations may lead to account suspension or legal action. 12. Children's Privacy We do not knowingly collect data from anyone under 18. If you believe a minor has provided personal data, contact us immediately at privacy@cslsolutionsllc.com 13. Policy Updates We may update this Privacy Policy periodically. If significant changes are made, we will:Post a notification on our homepage
Email you (if applicable)
Update the "Last Updated" date above
14. Contact Us If you have any questions or wish to exercise your data rights: CSL SOLUTIONS LLC Attn: Privacy Officer 📍 777 S. Alameda 2nd Floor Los Angeles CA 90021 📧 Email: privacy@cslsolutionsllc.com 📞 Phone: 800-360-9645 ✅ Optional Legal Enhancements You May Request:Data Processing Agreement (DPA) template
Breach Notification Policy
Cookie Consent Code for Your Site
Regulatory Authority Reporting Templates (e.g., ICO, CPPA)