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Privacy Policy Effective Date: June 1, 2025 Last Updated: July 1, 2025 CSL SOLUTIONS LLC (“Company,” “we,” “our,” or “us”) is committed to protecting your personal information. This Privacy Policy outlines how we collect, use, share, and secure your personal data in compliance with the General Data Protection Regulation (GDPR) and the California Consumer Privacy Act (CCPA/CPRA).   1. Scope of This Policy This policy governs your use of our online platform and services. It includes:

Data collection and use  

Cookie and tracking technologies  

Consent management  

Terms of service principles  

Legal compliance and your rights  

By accessing or using our services, you consent to the practices outlined below.   2. Data We Collect We collect the following types of data: Personal Information:

Full name, email, phone number  

Address, date of birth, SSN, and government IDs  

Employment and financial data  

Credit history and funding eligibility data  

Automatically Collected Data:

IP address, browser type, device ID, OS  

Website usage and interaction logs  

Location data (when consented)  

Sensitive Data: Only collected with explicit consent, e.g., biometric verification, financial statements, or protected classifications.   3. How We Use Your Information We use your data strictly for legitimate purposes:

To provide, evaluate, and process funding services  

To verify your identity and assess risk  

To fulfill legal obligations (e.g., AML, KYC)  

To improve and personalize the user experience  

To communicate service updates (you may opt out of marketing at any time)  

  4. Legal Bases for Processing (GDPR Art. 6) We only process your personal data under lawful grounds:

Consent  

Contractual necessity  

Legal obligation  

Legitimate interest, e.g., fraud detection  

  5. Your Rights You may have the following rights under GDPR and CCPA/CPRA:

Access and data portability  

Rectification or erasure  

Restriction or objection to processing  

Withdraw consent at any time  

Non-discrimination (CCPA)  

Do not sell or share my data (CCPA opt-out)  

📧 Request form 📞 Toll-free: 800-360-9645   6. Data Sharing and Disclosure We do not sell your personal information. We share data only with:

Identity verification providers  

Payment and financial service partners  

Regulatory authorities (when required)  

Cloud infrastructure and analytics partners (under contract)  

All vendors must sign Data Processing Agreements (DPAs) and comply with GDPR/CCPA standards.   7. International Transfers If data is transferred outside your country, we use:

EU Standard Contractual Clauses (SCCs)  

Approved adequacy mechanisms  

Robust encryption and access control policies  

  8. Data Security and Retention Security Measures:

AES-256 encryption (data at rest and in transit)  

MFA and strict access controls  

Real-time monitoring and audits  

Retention Periods: We keep personal data only as long as:

Necessary to fulfill services  

Required by law (e.g., tax, AML)  

Reasonable for dispute resolution  

Afterward, data is securely deleted or anonymized.   9. Cookie Policy We use cookies and tracking technologies to improve your experience. Types of Cookies: Type Purpose Example Essential Required for site functionality Login sessions, CSRF tokens Performance Track user behavior anonymously Google Analytics Functional Remember preferences/settings Language or region settings Marketing Personalize ads and content (with consent) Facebook Pixel, Google Ads You can control cookies via our [Cookie Settings Panel] or in your browser.   10. Consent Management Solution (CMS) We use a Consent Management Platform (CMP) that:

Shows a consent banner on first visit  

Records user preferences in line with GDPR and CCPA  

Allows granular control over cookies and data sharing  

Provides access logs and audit trails for legal compliance  

Your preferences are stored securely for [12 months], after which we’ll ask for consent again. 🛡️ Powered by: [Name of CMP Provider if applicable]   11. Terms of Service (Summary) By using our site and services, you agree to:

Provide accurate and lawful information  

Use services only for legal purposes  

Accept our decisions on funding eligibility (based on disclosed criteria)  

Not attempt to reverse-engineer, exploit, or misuse our platform  

Our full Terms of Service are available here: 📄 [Insert Link to Terms of Service] Violations may lead to account suspension or legal action.   12. Children's Privacy We do not knowingly collect data from anyone under 18. If you believe a minor has provided personal data, contact us immediately at privacy@cslsolutionsllc.com   13. Policy Updates We may update this Privacy Policy periodically. If significant changes are made, we will:

Post a notification on our homepage  

Email you (if applicable)  

Update the "Last Updated" date above  

  14. Contact Us If you have any questions or wish to exercise your data rights: CSL SOLUTIONS LLC Attn: Privacy Officer 📍 777 S. Alameda 2nd Floor Los Angeles CA 90021 📧 Email: privacy@cslsolutionsllc.com 📞 Phone: 800-360-9645   ✅ Optional Legal Enhancements You May Request:

Data Processing Agreement (DPA) template  

Breach Notification Policy  

Cookie Consent Code for Your Site  

Regulatory Authority Reporting Templates (e.g., ICO, CPPA)

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